Automatic Quarterly Folio Rebalancing

At InvestingCatholic, we manage our model portfolios passively and rebalance them every quarter.  Rebalancing on a regular basis is an important aspect to maintain the optimal asset allocation within the model portfolios.  Over time, the weighting of the assets within a model portfolio tend to drift away from the intended targets due to the normal fluctuation in asset prices and dividends and other gains that accrue within the portfolio. Left alone without rebalancing, models can shift too far away from their intended targets and no longer reflect the intended risk and reward characteristics of the investment. Portfolio rebalancing is the process of realigning the investments within the portfolio back to their original target allocations. It is done through a process of selling overweight positions and buying positions that have become underweight. Just as it is important to tune up your car on regular intervals to keep your engine running smoothly, the same is true for your investments.

Tax Management Tools

Advanced Tax Gain/Loss Harvesting and Automatic Tax Lot Management

Our clients have the availability to control realized gains and losses through Folio’s advanced tax lot management features. There are ten different tax management strategies available for clients to choose from to help them manage the tax lots when requesting distributions within taxable accounts. Clients accounts are automatically configured to Maximize Losses and Minimize Gains. Our clients enjoy optimized Tax Gain/Loss Harvesting which can be configured by our advisors according to any of the ten tax lot methods.

For more information about Folio’s advanced tax management features, please visit their Help Center

Reporting: Information at your Fingertips

Folio provides our clients with online reporting tools, electronic statements, tax documents, and more so you can review important information about their accounts and Folios.

Account Performance Reporting

Folio provides our clients with performance reporting so they can review how your investments are performing with their easy-to-use charting tools. Clients can see the performance of their accounts or Folios against various indices like the S&P 500, or even against an individual security or mutual fund.


Statements, Confirms, Billing Notices, and Transaction History

Folio provides our clients with online account statements, trade confirmations, and billing notices. Folio delivers these to our clients via an online “Statements & Tax Records” accessed securely through their dedicated advised client website at www.folioclient.com. Plus, Folio provides an easy-to-use transaction history viewer that lets our clients view up-to-date information on trading activity in their accounts.

Monthly Statements

Folio provides our clients with monthly account statements showing the month end balances of their accounts and Folios. It also provides a summary of activity, interest and dividends paid, cash balances deposited with each of their FDIC Insured partner banks, and other important information.

Tax Reporting Tools

Tax Downloads

Folio makes tax time easier by providing tax information downloads for your clients using the standard “.txf” tax exchange format. Our clients, or their tax preparer, should be able to import the downloaded investment data into one of the many tax preparation products available in retail stores that support .txf files, for example H&R Block’s TaxCut or Intuit’s TurboTax.

Electronic Tax Documents

All tax documents are loaded into our clients’ secure online Statements & Tax Records. Our clients’ can easily view, download, and print tax documents at any time.

Automatically Prepared Form 8949 for Schedule D

For clients with taxable accounts, tax time can be frustrating. Clients who have sold securities during the year must report each reportable sale to the IRS. The good news is that Folio does the work for you. Most brokers simply provide you with a 1099-B and let you figure it out yourself, Folio takes it a step further to make filing your taxes a breeze by creating Form 8949 for you.

FOLIOVote: Online Proxy Voting Made Easy

FOLIOVote is a unique online service that offers our clients the information needed to make informed decisions about how best to vote proxies and to handle certain other corporate actions, as well as an integrated method to cast votes.

The FOLIOVote feature provides automatic email notifications regarding upcoming corporate actions and votes relating to securities held in our clients’ accounts.

With FOLIOVote, our clients, or any designee they choose will receive email notifications whenever corporate actions affecting securities in their accounts are announced. Notifications will instruct the recipient on how to learn more about the issue presented and how to cast votes online when called for. It’s simple, quick, and allows direct participation in corporate governance matters.

Privacy and Security: Keeping Your Account Safe

Account Protection and Security

Folio protects our information and our clients’ assets with proven technology, processes, and insurance. They believe in the importance of keeping our clients data secure. In addition to SSL encryption, Folio has additional security protocols in place, including second factor authentication to prevent unauthorized account access as additional security layers to keep your account secure.

FDIC Insurance

Cash deposits are insured by the Federal Deposit Insurance Corporation (FDIC)

SIPC and Supplemental Insurance

Folio Investments, Inc. is a member of the Securities Investor Protection Corporation (SIPC). A brochure explaining the coverage provided by SIPC is available on SIPC’s website at www.sipc.org. In addition to SIPC coverage, Folio has purchased from underwriters at Lloyds of London supplemental customer securities insurance. Together those coverages provide a total aggregate limit of $50 million limited to a combined return of $10 million to any single customer. Neither SIPC nor the supplemental insurance coverage protect against losses resulting from a decline in the market value of securities


InvestingCatholic, LLC is an SEC Registered Investment Adviser pursuant to Section 203A-2(e) of the Advisers Act. Under this registration, InvestingCatholic provides its investment advice to clients solely through its interactive website. Our website, www.investingcatholic.com is limited to providing general information pertaining to InvestingCatholic, LLC’s advisory services, and is intended to serve our clients and prospective clients for general informational purposes only and does not constitute investment or tax advice. Our website should not be construed by any consumer and/or prospective client as InvestingCatholic’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. InvestingCatholic may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Additional information about InvestingCatholic is also available on the SEC’s website at www.adviserinfo.sec.gov.
Risk Disclosure: Past performance does not guarantee future results. There are no absolute guarantees in investing. Before investing, consider your investment objectives and all applicable fees and expenses. See full disclosures for more information.
This website is operated and maintained by InvestingCatholic, LLC, an SEC Registered Investment Advisor. Brokerage services provided to clients by FOLIOfn Investments Inc., an SEC registered broker-dealer and member FINRA/SIPC. Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value.